How long it takes to resolve a claim depends on several factors. There is a lot involved in personal injury claims. How were you injured? How badly were you hurt? The first question you can answer yourself. The second question is up to a doctor to determine.
First you must recover….
Once the claim has been settled, it is over forever. For that reason, a good personal injury attorney will wait until you have completely recovered or reached maximum medical improvement. All the facts are needed to get you a fair settlement amount. How has your injury impacted future earnings? How much work time did you lose recovering? Can there be future complications attributed to this injury? What medical expenses can you expect in the future? How drastically has your injury impacted your life, now and in the future? In order to seek compensation for these items and more, hard numbers are needed.
What is maximum medical improvement?
Maximum medical improvement, also known as medical end, is the point at which all possible treatment options for your injury have been exhausted. Simply put, at this point there is nothing more that can be done to assist with full recovery. There may never be a full recovery.
Your lawyer can then demand…
Your doctor should be able to provide you with a rough estimate of how long it will take you to reach maximum medical improvement. When you reach that point, your lawyer can explain to you in more detail what you are entitled to receive. At this point, all medical and other supporting documentation must be gathered together to support your claim. Your lawyer will send these documents to the insurance company as part of a demand. The demand will include how much compensation is being sought, as well as reasons why it should be approved. Your attorney may stipulate a requirement of 15 or 30 days for the insurance company to respond.
The insurance company responds…
The insurance company handling your claim knows what legal rights it has. There can be questions of liability. There can be issues of what the insurance covers. If there is a possible way for the insurance company to legally not pay you, it may attempt it. This is the point where your personal injury attorney becomes invaluable. The attorneys at Hertz Law have tremendous experience dealing with insurance companies.
Finally – the settlement.
How long does it take to resolve a personal injury claim? As long as it takes for you to exhaust all possible medical treatments related to your injury, plus the time it takes the lawyers and insurance company to negotiate the settlement. This negotiation can last a few days, a few weeks, or even years if several points are contested and require mediation. Each and every case is different. Call Hertz Law to discuss your case. You will receive free and honest feedback from a highly experienced legal professional.
Personal injury claims may seem to take forever to resolve, but in the hands of a skilled and competent attorney, such as one at Hertz Law, a fair settlement can be obtained relatively quickly.